ＰＳ国外申请范文（十七）

Subject: Sloan Doctoral Program " Z+ l( I. G7 H: O' z  d3 k
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I have an excellent job with tremendous advancement opportunities. At my wel
1 f% x' ^: D8 T' ql-paid job at a prestigious investment bank on Wall Street, my computer scie - y, r  j3 p+ {4 P+ ?0 c
nce and analytical skills are recognized and lauded. Moreover, I enjoy intel
7 b7 [6 Z( x. O" r1 A; V* Olectual interactions with my Ph.D. colleagues, have many friends, and am app 8 Q  B7 a1 }2 `% h- X
reciated by my managers. Still, I feel a void in my life. While my friends a $ q7 O1 c9 p4 I1 Q$ I
nd colleagues do not understand my decision to leave my rewarding career, I * P" C# m; |+ [- l6 \
know that I have no choice if I am to pursue my long-term goal and my childh 5 W9 O- p/ p& |% _8 ^& d
ood dream: to teach and publish research. While my friends think I am sacrif
" c* E( d, P; \( Q6 O& |icing certain career advancement for unnecessary training, I do not act impu * e' m& Z' ?5 I: Y
lsively, and I am certain that I have made the correct decision. What they d . R6 \9 k5 c% T: P% w4 e
o not understand is that I will derive even greater satisfaction by pursuing
# t: e: h. u4 K% ~0 ia doctoral degree than by earning a higher salary and advancing in my prese / t* ]0 g) P" P0 y
nt career. By pursuing a doctorate, I will have the priceless opportunity to * C) q$ ~2 x) M/ K2 Q( ~" X+ x
realize my dream.Learning gives me a world of satisfaction and a sense of a
* ~. \' ~$ }( v7 H' t0 e9 h& Uccomplishment. The more I learn, the more fulfilled I feel. I do not learn s
. K/ y& \; R2 z! Xolely to apply my knowledge in a practical setting; instead, it is the quest
: g+ a) {  i) V5 A, q0 M0 ]3 Ffor knowledge and the challenge of learning that motivates me. Originally, ) ?& H9 \/ z! T  X
I took my current job since I saw it as an invaluable opportunity to further ' n5 I6 E. i- t4 ~
my learning experience. Over the past two years, I have accumulated a good
5 z) I8 ?3 t7 [% x. pknowledge of Finance. I was introduced to Bayesian Statistics, GARCH process
+ ^4 ?0 W, X* }, V/ Z, _! k$ ies, and other topics of time series analysis. I also learned how to price vo 9 W( U( R$ \- ^, S4 s8 ?1 Y
latility swaps and categorize different optimization tasks. While I never in
+ Y4 U4 C+ H3 ^7 @tended to focus solely on the practical side of finance, nearly all of my wo
5 U8 L: n9 }  p1 l3 @# vrk revolves around it. For example, I have done research that forecasted ass ! {. k5 ?5 `: ~, i' R5 M( C
ets?expected returns as well as research on a better way to execute a trade.
& |+ ^4 |: R/ b, j, d8 RThese research opportunities were all results-oriented. I rarely have had t
* _  h8 |4 k/ s  H1 L  uhe opportunity to look at the theoretical aspect of finance, like deriving c
/ Z5 R9 O/ j6 U- c) [7 ylosed-form solutions to evaluate financial instruments, which I sometimes fi ; d4 S7 C/ `/ X
nd interesting. Although I try hard to broaden my knowledge of theoretical f
: o; j% Y0 W/ G# Vinance by reading finance and econometrics books on my leisure time, I am no
  {0 y8 c+ P* @' _' K1 @5 Et able to test those theories empirically. I long for an environment where I
9 m9 l/ [" f* y6 ccan conduct research merely for the sake of curiosity. A doctoral program w * R/ U" i" t- L2 N- ~- D5 o
ill definitely provide me with such an environment and allow me to continue
1 D2 B1 ~( w- }( h$ j7 l# |1 cmy quest for knowledge unconfined by the boundaries of practicality.My desir ' ^: P, C* ^1 k; r+ l8 `" P3 G, E
e to attend the Ph.D. program also stems from a realization that my undergra
. F. ]8 x% k: t1 H5 Z: I8 e, aduate education was only a starting point in learning the necessary finance
; h& s7 q4 p" f2 J5 h* G. jskills. While my Computer Science and Finance degrees supplied the foundatio , q" b: J% L  A7 }1 V8 k
n of knowledge for each field and my employment background has allowed me to
9 ?# `9 X4 I0 Z) M7 A' Munderstand and utilize technical aspects of finance, I have not yet learned
' f: C4 e, b- |" Z9 W! [. zthe critical skills to improvise when applying finance theories. Specializa ; [2 K4 I, I; d
tion through the Ph.D. program is crucial, as I have noticed how my colleagu
) m! q" c! M$ T) v! L8 k! res apply their specific area of knowledge to the understanding of discipline
5 Z& P. h# ^1 ]* k' ?# [+ Os. For example, one of my colleagues has used his mathematical knowledge to ' e4 |+ g3 N& y( i# J& s% V( [
solve a portfolio optimization problem while others have done the contrary, ; d) \* O* S) J. X% b% o3 B
using their finance expertise to help them understand mathematical problems.
$ N) f& A( u9 W: J+ u  QI seek this level of knowledge in finance, so that I can handle many differ " n9 `- J. U8 |
ent problems that might defy the application of standard rulesPerhaps most i
5 z/ [, [1 t4 y4 K) o7 B1 B2 fmportantly, a Wall Street career is not in line with my long-term career obj
0 u9 \' ~2 k  A& s$ M2 l/ c* Tective of teaching, conducting research, and producing research publications ! \, T5 w, {6 n! O
that would add value and contribute to my field of specialization. I am dri / E7 z. N) d) i# X% }. O
ven by more than money and the prestige of an excellent career. I also hope , w0 J' e5 a# s! D+ ^
to contribute to society; as a professor, I would have the ability to do thi + u9 B$ _! H5 |1 P' a) ^
s. An inspired teacher can bring out talents, encourage innovation and nurtu
  `/ F5 ?2 P# v8 z- |) Q7 xre a new generation of scientists and philosophers. I always want to inspire
% E4 [" L5 j) ?- w( Bothers in the teaching process in addition to conveying a knowledge of the
* r# j: j( f) }7 P+ K/ Xcurriculum.At Sloan, I intend to concentrate in Finance. Finance is the expl 1 s2 N) Z% v# w5 X* O; R
anation of rational human behavior reflected in the financial markets. The i
% G9 w* L6 }7 E. M5 \5 ndea of maximizing expected return and minimizing risk is simple but breathta : H, f3 l4 b7 D' l% z! E1 T9 q
kingly powerful in explaining how assets are valued. I enjoy learning about 1 F9 N5 c6 |" C- Q3 [1 E
the interaction of economic variables like inflation or interest rates, how
5 J, E; z& j7 v. R+ Cthe economy works, and how changes of factors like currency return or oil pr & n% N' N2 X/ C: e- g+ P: C
ice affects market movement. One of the aspects of finance that I find most   [, T0 f! |" G+ ^5 f1 O9 d3 K
interesting is its application of knowledge from other areas of discipline.
. i. E+ C+ B' b6 QFor example, Brownian motion is used to model and evaluate options while eig ; x* J- [8 F! [3 M0 F4 V
envalues and eigenvectors are used to decompose and analyze covariance matri
8 f' V% x. y8 _" d- j: tces. These examples show that finance researchers are able to take advantage 9 i$ {( G' T3 c6 Q- l& _0 l
of the established knowledge of other fields like Mathematics and Statistic
7 ^/ u" r# J3 U0 M+ }9 y5 o! N3 ?s and apply them to assist in their research. I also believe that my excelle
4 _3 p6 Q. O# ]9 _3 Unt quantitative background makes me well suited to handle finance’s demandin
. t8 i* G- z+ r# }/ Bg level of mathematical rigor.MIT could contribute tremendously to my achiev
, W7 I7 n+ m0 c" V1 r! Oing my long-term objective. Needless to say, it has an impressive faculty an 7 l4 O- p$ q6 e3 }$ H: X
d a strong academic reputation. But I am most impressed with its quantitativ 7 v- I% c& ?& w9 e1 C/ k+ ^
e approach to finance. MIT combines its strength in engineering and economic
6 B# c/ \5 j% ~s to develop an expertise in finance that focuses on the quantitative aspect 0 l+ N3 p# n' y7 U
. In particular, I am interested in the work of Dr. Andrew Lo, who is a prom ( U2 H2 \9 {# h0 @: q' S
inent figure in the area of neural networks and derivative pricing. I am als
- K/ D& |! l9 d2 `! Uo attracted to MIT’s small class sizes since it would enable me to work clos
: z+ P+ }! g# Aely, share experiences, and exchange ideas with my professors and peers. One ) E5 I9 e5 l% e& I. G' s! f+ c
line of research I hope to pursue is of the financial market development of
& ?+ l! c3 q5 z4 g1 Z9 I. eemerging market countries. I have always wondered whether established finan
( ]' e7 O+ R- `$ j1 k2 _ce theory applies to the behavior of developing countries or whether there a
( x& D' O, K' c9 w% K+ V3 f4 ore alternative models to explain such market behavior. What should be the ap : x) ^2 p7 M$ v
propriate strategy to ensure stable development in these countries?financial 2 F( P4 x* h0 w% J7 @
markets? Can the lack of pension funds to support the market be the reason % L% v* Q% U0 l( e" J
for the huge volatility and low liquidity of the financial markets in the de
& f( C) R( T4 h' S, j4 |2 Dveloping countries? Are there any common factors driving their market variat 0 M, }6 k5 p6 u) p3 j, H
ions? Through the Ph.D. program, I hope to find answers to the above questio 6 Y- }/ y/ c8 C. ?6 y: V7 L
ns and to conduct extensive research on similar financial market topics.I be 8 O4 f  m; Q% A$ h1 \+ `
lieve there is still much to be explored and studied in finance academia, an 0 P" `# k6 ?  h9 B: I3 `
d I believe the Sloan doctoral program would provide me with the knowledge n / S% B; s; l' P! h. a
ecessary to understand and apply finance theories, which I could in turn bri
3 E7 O7 v# l; w; `, j1 tng to my teaching and research career. I am committed and determined to succ $ o) i3 w# }6 W7 ?: Z& a, X
eeding at the Ph.D. program, and I am confident I will be able to contribute 2 W! ]3 D1 f" o* c
to the MIT community in my area of interest.